Privacy Policy

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Effective Date: 03/27/2026
Last Updated: 03/27/2026

HD Mortgage LLC (“Company,” “we,” “us,” or “our”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit https://hdmortgage.net, contact us, submit an inquiry, apply for mortgage-related services, or choose to receive communications from us, including text messages.

By using our website or services, you agree to the terms of this Privacy Policy.

We may collect information you voluntarily provide to us, including:

• Contact Information: name, phone number, email address
• Inquiry Information: information submitted through contact forms, job applications, appointment requests, or other communications
• Mortgage-Related Information: information related to your interest in mortgage, refinance, home purchase, prequalification, or related loan origination service 
• Communication Preferences: your preferences regarding phone calls, emails, and text messages

We may also collect technical information such as IP address, browser type, device information, and website usage data through cookies or analytics tools. 

If you choose to apply for a mortgage through our website, you will be redirected to a secure third-party platform (LendingPad). Any information submitted through that platform is governed by LendingPad’s privacy policy and applicable loan disclosures. 

We may use your information to:

• Respond to inquiries and provide requested information
• Provide information about our mortgage and loan services
• Contact you regarding your inquiry, application, or services
• Send updates via phone, email, or SMS (with your consent)
• Maintain records related to your request
• Improve our website and services
• Comply with applicable legal and regulatory requirements

If you provide your mobile phone number and consent to receive text messages from us, we may send you messages related to your inquiry, application, account, or services.

• Message frequency may vary
• Message and data rates may apply
• You may opt out at any time by replying STOP
• For assistance, reply HELP or contact us at:
  David@hdmortgage.net

We do not share or sell SMS consent or personal information to third parties for marketing purposes.
No mobile opt-in data will be shared with third parties for marketing or promotional purposes. 

We may share your information as necessary for business operations and as permitted by law, including with:

• Lenders, financial institutions, or partners as needed to process mortgage-related services
• Service providers that support our website, CRM systems (such as BNTouch), communication platforms, hosting, or analytics
• Professional advisors, auditors, regulators, or legal authorities when required

All third parties are required to maintain the confidentiality of your information.

We do not sell your personal information.

Our website may use cookies, pixels, analytics tools, and similar technologies to improve site functionality, understand user activity, and enhance the user experience. You may adjust your browser settings to refuse cookies, though some site features may not function properly. 

We use reasonable administrative, technical, and physical safeguards designed to protect personal information from unauthorized access, use, alteration, or disclosure. However, no method of transmission over the Internet or method of electronic storage is guaranteed to be completely secure. 

We retain information as long as necessary to fulfill the purposes outlined in this policy, provide services, comply with legal obligations, and resolve disputes. 

Our website may contain links to third-party websites or services. We are not responsible for the content, privacy practices, or security of those third parties. We encourage you to review their privacy policies separately. 

You may contact us to:

• Request updates to your contact information
• Opt out of communications
• Ask questions about how your information is used

You may unsubscribe from emails using the unsubscribe link and opt out of text messages by replying STOP. 

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date.